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From Cash to Cashless: UPI's Impact on Spending Behavior am..:

, In: Extended Abstracts of the 2024 CHI Conference on Human Factors in Computing Systems,
Dev, Harshal ; Gupta, Raj ; Kumar, Dhruv - p. 1-10 , 2024
Link: https://dl.acm.org/doi/10.1145/3613905.3651050