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Bank rating migrations before and since the onset of the fi..:

Salvador Muñoz, Carlos ; Tormo García, Luis ; Ramos-Herrera, María del Carmen
Spanish Journal of Finance and Accounting / Revista Española de Financiación y Contabilidad.  50 (2020)  3 - p. 302-337 , 2020
Link: https://doi.org/10.1080/02102412.2020.1805953