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Modeling with ontologies design patterns: credit scorecard ..:

Elhassouni, Jalil ; El Qadi, Abderrahim ; Bazzi, Mehdi.
Indonesian Journal of Electrical Engineering and Computer Science.  17 (2020)  1 - p. 429 , 2020
Link: https://doi.org/10.11591/ijeecs.v17.i1.pp429-439